Last reviewed on April 27, 2026.
State-by-state summaries: legal status, APR ranges, what lenders typically require, and alternatives. Title-loan rules differ significantly by state — several states ban or effectively prohibit them.
Montgomery & more
Juneau & more
Phoenix & more
Little Rock & more
Sacramento & more
Denver & more
Hartford & more
Dover & more
Tallahassee & more
Atlanta & more
Honolulu & more
Boise & more
Springfield & more
Indianapolis & more
Des Moines & more
Topeka & more
Frankfort & more
Baton Rouge & more
Augusta & more
Annapolis & more
Boston & more
Lansing & more
St. Paul & more
Jackson & more
Jefferson City & more
Helena & more
Lincoln & more
Carson City & more
Concord & more
Trenton & more
Santa Fe & more
Albany & more
Raleigh & more
Bismarck & more
Columbus & more
Oklahoma City & more
Salem & more
Harrisburg & more
Providence & more
Columbia & more
Pierre & more
Nashville & more
Austin & more
Salt Lake City & more
Montpelier & more
Richmond & more
Olympia & more
Charleston & more
Madison & more
Cheyenne & more
Before clicking through to a state page, get a sense of what a title loan would actually cost using our calculator.