Title loans are restricted or prohibited in West Virginia. This page summarises what the rules say and points to lower-cost alternatives.
Last reviewed on April 27, 2026.
West Virginia residents can access title pawn services throughout the state, with lenders operating in Charleston, Huntington, Morgantown, and other major cities.
Title loans in West Virginia are allowed but heavily regulated to protect consumers.
Use our loan calculator to estimate your monthly payment based on West Virginia's typical interest rates.
To qualify for a title loan in West Virginia, you'll typically need: