Title loans are restricted or prohibited in Maryland. This page summarises what the rules say and points to lower-cost alternatives.
Last reviewed on April 27, 2026.
Maryland residents can access title pawn services throughout the state, with lenders operating in Annapolis, Baltimore, Columbia, and other major cities.
Title loans in Maryland are allowed but heavily regulated to protect consumers.
Use our loan calculator to estimate your monthly payment based on Maryland's typical interest rates.
To qualify for a title loan in Maryland, you'll typically need: