Title loans are restricted or prohibited in Oregon. This page summarises what the rules say and points to lower-cost alternatives.
Last reviewed on April 27, 2026.
Oregon residents can access title pawn services throughout the state, with lenders operating in Salem, Portland, Eugene, and other major cities.
Title loans in Oregon are allowed but heavily regulated to protect consumers.
Use our loan calculator to estimate your monthly payment based on Oregon's typical interest rates.
To qualify for a title loan in Oregon, you'll typically need: