Title loans are restricted or prohibited in Colorado. This page summarises what the rules say and points to lower-cost alternatives.
Last reviewed on April 27, 2026.
Colorado residents can access title pawn services throughout the state, with lenders operating in Denver, Colorado Springs, Aurora, and other major cities.
Title loans in Colorado are allowed but heavily regulated to protect consumers.
Use our loan calculator to estimate your monthly payment based on Colorado's typical interest rates.
To qualify for a title loan in Colorado, you'll typically need: