Title loans are restricted or prohibited in Montana. This page summarises what the rules say and points to lower-cost alternatives.
Last reviewed on April 27, 2026.
Montana residents can access title pawn services throughout the state, with lenders operating in Helena, Billings, Missoula, and other major cities.
Title loans in Montana are allowed but heavily regulated to protect consumers.
Use our loan calculator to estimate your monthly payment based on Montana's typical interest rates.
To qualify for a title loan in Montana, you'll typically need: